Disclosures
Fee Schedule for Personal Accounts
Detailed information on all of our deposit accounts, the terms and conditions governing those accounts and a current schedule of our general fees.
Agreement for Deposit - Business Accounts (pdf)
Banking rules and regulatory requirements that apply to clients and the bank for business deposit accounts.
Agreement for Deposit - Consumer Accounts (pdf)
Banking rules and regulations, directions for what to do about lost or stolen checks or cards, specifics on Electronic Funds Transfers, our Availability of Funds Policy and our Overdraft and Check 21 policies. Important Changes in Terms, 2/26/21 (pdf)
Agreement to Receive Electronic Communications (pdf)
Business Debit Card Overdraft Choice Form
Business Resource Plus Card Agreement
Card Control Terms and Conditions
Digital Wallet Terms and Conditions (pdf)
Electronic Funds Transfer Notice of Disclosure (pdf)
Updated May 2018
External Transfer Terms and Conditions (pdf)
Health Savings Custodial Account Agreement (pdf)
Home Equity Line of Credit Disclosure - Florida (pdf)
Home Equity Line of Credit Disclosure - Indiana (pdf)
Home Equity Line of Credit Disclosure - Michigan (pdf)
Home Equity Line of Credit Interest Only Disclosure - Florida (pdf)
Home Equity Line of Credit Interest Only Disclosure - Indiana (pdf)
Home Equity Line of Credit Interest Only Disclosure - Michigan (pdf)
Mastercard ABU Opt-Out Form (pdf)
Information on our consumer Online Banking product and features.*
Online & Mobile Banking Agreement & Disclosure
Personal Overdraft Choice Form (pdf)
Preauthorized Debit Addendum (pdf)
Privacy
Our policies and practices regarding the privacy of the personal financial information you share with us.
USA Patriot Act
How federal requirements designed to reduce fraud, money laundering, and other illegal financial activities may affect you.