Basic checking to meet your needs

Apply for an Account
1st Checking is an account that includes these basic benefits: 
  • $25 minimum opening balance
  • No Account Service Fee with a Minimum Daily Balance of $500, otherwise $7 per statement cycle
  • $500 Minimum Daily Balance waives certain fees
  • Resource® ATM card or Resource Plus® debit card available (subject to credit approval)
  • Pay bills and manage expenses through electronic Bill Pay
  • Free online banking and e-statements - go paperless! ($3 per statement cycle for paper statements)
  • A convenient, engaging, and complete financial planning experience with Money Management™.
  • Overdraft line of credit available (subject to credit approval)
  • Telephone banking
  • EveryDay Interest Savings available
Plus:
Resource Plus Debit Card
Resource Plus® Debit Card
Make purchases anywhere MasterCard® is accepted and access your account at more ATMs in the area than any other bank.
Money Management
Money Management™
A convenient, engaging, and complete money management experience.
Mobile Banking
 Mobile Banking
Access your 1st Source personal banking accounts anytime, anywhere using your mobile phone or mobile device. Plus, with our app you can pay bills and make check deposits.
Bill Pay
Bill Pay
Pay your expenses through Bill Pay. It's easy to use and saves time. You can pay almost any business or individual that you currently pay by check.
ID Theft Protection
ID Theft Protection
Sign up for regular monitoring of your accounts and information. 1st Source has partnered with Deluxe® to offer a great identity theft protection plan.
Overdraft Transfer Service
Overdraft Transfer Service
Overdraft Transfer Service is a convenient way to let your savings account cover occasional overdrafts in your checking account.