Our Checking Accounts
Our Checking Accounts
Offering personal service
combined with simple and secure Online/Mobile Banking options, our accounts help clients achieve their financial goals throughout all their life
stages. We are here to help find
the right account for you.
Easy Banking Club
This is the best option for those who have a monthly direct deposit
Interest bearing account
Online Banking and e-Statements
Mobile Banking with Bill Pay and Mobile Deposit
ATM fee rebate
with non-1st Source ATMs
Cubs 1st Club
The benefits of Easy Banking Club, plus extra South Bend Cubs perks!
Cubs 1st checks & book cover available
Club Member Card doubles as your debit card
10% off game tickets & special events
10% off food, beverages & merchandise
1st Checking
A basic checking account for those without direct deposit
Online Banking and
e-Statements
Mobile Banking with Bill Pay and Mobile Deposit
No account service fees with e-Statements & minimum daily balance of $500
e-Student Checking
Benefits for those between the ages of 13 to 24
No required min balance or account service fees with e-Statements
Easy deposits and transfers with family members
Advanced online/mobile options like Digital Wallet
Portfolio Checking
Maximum yield checking account that is FDIC insured to maximum amounts, but available to you as needed
Tiered interest rate; higher balance = higher rate
Great for short- or long-term savings
HSA Checking
Tax-advantaged account for those covered under High-Deductible Health Plans to save for medical expenses
Compare our accounts
| Easy Banking Club |
Cubs 1st Club
 Especially for Cubs 1st Club Members: Choose from one of three special Cubs 1st Club debit card designs and show your Cubs spirit. Your specially designed card (and the special discounts that go along with it) are available only with a Cubs 1st Club checking account. Your first pack of special Cubs 1st Club checks is included at no charge! |
1st Checking | e-student Checking | Portfolio Checking | |
|---|---|---|---|---|---|
| Account Service Fees |
$0 with Direct Deposits totaling $250 or more per month.
$10 without
An ongoing, monthly ACH direct deposit in the amount of at least $250 is required to avoid a $10 account service fee. The direct deposit can be from a paycheck, pension, Social Security or other government benefit. |
$0
with Direct Deposits totaling $250 or more per month.
$10 without An ongoing, monthly ACH direct deposit in the amount of at least $250 is required to avoid a $10 account service fee. The direct deposit can be from a paycheck, pension, Social Security or other government benefit. |
$0 with minimum daily balance $500 / $7 without
The account service fee of $6 is waived with an average daily account balance of $500. |
NONE | $0 with a minimum daily balance of $5,000/$25 without |
| Minimum deposit to open | $25 | $25 | $25 | $15 | $25 |
|
Online Banking, Mobile Banking, and e-Statements
Statements: Mailed paper statements are available at no charge, except for 1st Checking and e-Student ($5/mo.). |
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| No transaction limit | |||||
| Resource Plus® Debit Card | |||||
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ATM Fee rebate when using non-1st Source ATMs
ATM Fee Rebate: Use another bank's ATM and 1st Source will rebate our fee up to four times each year (conditions apply). For e-Student accounts, 1st Source's and the host bank's fees are rebated up to three times each month (up to $15/mo). |
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| Check writing fees | NONE | NONE | NONE | NONE | NONE |
| Description | An interest-bearing personal checking account for members who have direct deposit. |
The same as the Easy Banking account with the following added benefits: PLUS your first pack of special Cubs 1st Club checks is included at no charge! South Bend Cubs
10% off: - Game tickets - Food
- Merchandise
- Special events- Performance Center Also:
Choose from two baseball themes for your Resource Plus® Debit Card, Cubs 1st Club checks and checkbook cover available
|
Designed to encourage members to use less paper and take advantage of opportunities to use electronic banking features. | An account with no account service fee or minimum balance requirement for members between the ages of 13-24 | The Portfolio Account is great for short- or long-term savings and features a tiered rate of interest, so the higher your balance, the higher your rate. |
Benefits of a Checking Account
So many days are rushed and hectic, full of necessary tasks. A great checking account can relieve some of that by providing immediate financial information, quick payment methods, and options to move money fast. Easy Banking Club provides you all of that and more!
Perhaps you are a traveling retiree? Most checking accounts now provide the ability to bank remotely. Check out all of 1st Source's online and mobile options!
If you're a student, a checking account should offer you the most advanced technology, flexibility in requirements, and perhaps a couple of discounts to help you with all of your firsts. 1st Source offers just this with the e-Student Checking account.
Don't forget that a well-maintained checking account is an asset to establish and maintain credit.
Many people are concerned about security. If this is you, read more here.
